Strategic Capital Solutions for Acquisitions, Recapitalizations & Special Situations
EPOCH Financial structures and facilitates strategic capital solutions for middle market companies facing acquisition, recapitalization, refinancing, ownership transition, or special situation financing needs. Transactions typically start at $20 million and may exceed $200 million.
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Strategic Capital Solutions for Middle Market Companies
Middle market companies often require financing for transactions that extend beyond traditional working capital needs. Acquisitions, recapitalizations, ownership transitions, strategic refinancing, and other complex situations demand capital structures tailored to the company's financial profile, transaction objectives, and long-term growth plans. EPOCH Financial structures financing solutions for transactions generally ranging from $20 million to $200 million+.
Depending on the transaction, financing may include senior secured credit, asset-based lending, unitranche facilities, subordinated debt, bridge financing, or other structured private credit solutions. The appropriate capital structure is determined by the company's collateral base, cash flow profile, leverage capacity, and financing objectives.
Our role is to evaluate the company, collateral base, cash flow profile, transaction objective, and repayment visibility, then structure a lender-ready financing package aligned with institutional credit standards.
What We Structure
Financing Solutions for Complex Transactions
Middle market companies often need capital for events that do not fit neatly into traditional bank lending. EPOCH helps companies and sponsors evaluate financing alternatives for transactions involving growth, transition, restructuring, or ownership change.
Acquisition Financing
Acquisition financing supports the purchase of businesses, operating divisions, strategic assets, or platform investments. Financing structures are designed to support both the transaction and post-closing liquidity, with solutions that may include senior secured debt, asset-based lending, term loans, bridge financing, or structured private credit.
Recapitalization Financing
Recapitalization financing can help refinance existing debt, improve liquidity, optimize the balance sheet, fund shareholder distributions, or enhance financial flexibility. Financing structures are developed around borrowing capacity, collateral quality, cash flow, and long-term business objectives.
Partner and Shareholder Buyouts
Ownership transitions often require capital that traditional banks may not provide quickly or in sufficient size. We assist with partner buyouts, shareholder liquidity events, management-led transactions, and sponsor-backed ownership changes. Facilities are structured around available collateral, cash flow, enterprise value, and post-transaction debt service capacity.
Special Situation and Transitional Credit
Special situation financing can provide flexible capital during periods of rapid growth, lender transitions, covenant pressure, acquisition integration, refinancing deadlines, or temporary operating disruption. Financing structures are tailored to the company's collateral, cash flow profile, and transaction-specific repayment strategy.
Available Structures
Capital Structures We Help Facilitate
EPOCH does not take a one-size-fits-all approach. Each financing is evaluated based on the company's capital need, credit profile, collateral base, and execution timeline. The appropriate structure depends on collateral quality, cash flow durability, leverage tolerance, transaction purpose, and lender appetite.
Use Cases
When Strategic Capital May Be Appropriate
Strategic capital solutions may be suitable for companies seeking financing for any of the following situations.
Our Approach
Lender-Ready, Credit-Focused Execution
EPOCH begins with a detailed review of the company's financial statements, accounts receivable, collateral base, debt structure, operating performance, and transaction objective. The goal is to present the opportunity clearly, professionally, and credibly to lenders capable of understanding middle market complexity.
From there, we help determine
Focus
Built for Middle Market Execution
EPOCH focuses on established middle market companies and transaction opportunities generally ranging from $20 million to $200 million+, with an emphasis on structured credit, private credit, and lender-ready execution. Our focus is on businesses with meaningful revenue, commercial receivables, operating history, and a defined capital need.
We are particularly effective in situations where the company has a real asset base, institutional customers, recurring revenue, strong receivables, or a transaction that requires experienced private credit execution.
Get Started
Discuss a Strategic Financing Opportunity
If your company is evaluating an acquisition, recapitalization, refinancing, ownership transition, or special situation financing need, EPOCH Financial can help assess the opportunity and structure a capital solution aligned with lender expectations.
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