Strategic Capital Solutions for Acquisitions, Recapitalizations & Special Situations
EPOCH Financial structures and facilitates strategic capital solutions for middle market companies facing acquisition, recapitalization, refinancing, ownership transition, or special situation financing needs. Transactions typically start at $20 million and may exceed $200 million.
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Strategic Capital Solutions for Middle Market Companies
EPOCH Financial structures and facilitates strategic capital solutions for middle market companies facing acquisition, recapitalization, refinancing, ownership transition, or special situation financing needs. Transactions typically start at $20 million and may exceed $200 million, depending on the company's credit profile, collateral base, cash flow, transaction structure, and lender appetite.
While many companies require traditional working capital, certain transactions demand a broader capital strategy. These situations may involve a combination of senior secured credit, asset-based lending, unitranche financing, subordinated debt, bridge capital, or other structured private credit solutions.
Our role is to evaluate the company, collateral base, cash flow profile, transaction objective, and repayment visibility, then structure a lender-ready financing package aligned with institutional credit standards.
What We Structure
Financing Solutions for Complex Transactions
Middle market companies often need capital for events that do not fit neatly into traditional bank lending. EPOCH helps companies and sponsors evaluate financing alternatives for transactions involving growth, transition, restructuring, or ownership change.
Acquisition Financing
Acquisition financing can support the purchase of a business, division, asset base, or strategic platform. We evaluate the target's receivables, assets, cash flow, customer base, and operating history, then structure a financing solution that supports closing and post-transaction liquidity. May include senior secured debt, asset-based lending, term debt, bridge capital, or structured private credit.
Recapitalization Financing
Recapitalization financing may refinance existing debt, improve liquidity, restructure the balance sheet, fund shareholder liquidity, or create additional operating flexibility. We assess borrowing capacity, collateral strength, repayment sources, and lender options to build a more durable capital structure aligned with long-term objectives.
Partner and Shareholder Buyouts
Ownership transitions often require capital that traditional banks may not provide quickly or in sufficient size. We assist with partner buyouts, shareholder liquidity events, management-led transactions, and sponsor-backed ownership changes. Facilities are structured around available collateral, cash flow, enterprise value, and post-transaction debt service capacity.
Special Situation and Transitional Credit
Special situation financing may be appropriate during rapid growth, lender fatigue, covenant pressure, customer concentration, acquisition integration, refinancing deadlines, or temporary earnings disruption. We identify the strongest supportable structure based on receivables, inventory, equipment, real estate, cash flow, and transaction-specific repayment sources.
Available Structures
Capital Structures We Help Facilitate
EPOCH does not take a one-size-fits-all approach. Each financing is evaluated based on the company's capital need, credit profile, collateral base, and execution timeline. The appropriate structure depends on collateral quality, cash flow durability, leverage tolerance, transaction purpose, and lender appetite.
Use Cases
When Strategic Capital May Be Appropriate
Strategic capital solutions may be suitable for companies seeking financing for any of the following situations.
Our Approach
Lender-Ready, Credit-Focused Execution
EPOCH begins with a detailed review of the company's financial statements, accounts receivable, collateral base, debt structure, operating performance, and transaction objective. The goal is to present the opportunity clearly, professionally, and credibly to lenders capable of understanding middle market complexity.
From there, we help determine
Focus
Built for Middle Market Execution
EPOCH focuses on established middle market companies and transaction opportunities generally ranging from $20 million to $200 million+, with an emphasis on structured credit, private credit, and lender-ready execution. Our focus is on businesses with meaningful revenue, commercial receivables, operating history, and a defined capital need.
We are particularly effective in situations where the company has a real asset base, institutional customers, recurring revenue, strong receivables, or a transaction that requires experienced private credit execution.
Get Started
Discuss a Strategic Financing Opportunity
If your company is evaluating an acquisition, recapitalization, refinancing, ownership transition, or special situation financing need, EPOCH Financial can help assess the opportunity and structure a capital solution aligned with lender expectations.
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